Cookie Policy

1. Introduction

This Cookie Policy explains how cookies and similar technologies may be used on the Loreviantrix website. Loreviantrix is an informational website about planning current expenses within a personal budget. This policy describes what cookies are, the main categories of cookies that may be used on the site, how long they may remain on a device, and what choices a visitor may have in relation to cookie settings. Where cookies are linked to personal data, they are handled in a manner consistent with the Privacy Policy and with Singapore data protection principles such as transparency, purpose limitation, and data minimisation. The PDPA provides a baseline standard of protection for personal data in Singapore and applies where cookie-related information amounts to personal data or can be linked to identifiable individuals.

2. What Cookies Are

Cookies are small text files placed on a user’s device when a website is accessed. They may allow the website to recognise a browser, store selected preferences, maintain session continuity, or support certain technical functions during future visits or during the same browsing session. Similar technologies may include local storage items, session identifiers, scripts, or analytics tags used for operational or measurement purposes. Cookies can be session cookies, which are usually removed when the browser session ends, or persistent cookies, which remain on the device for a longer period until they expire or are deleted. The exact technical setup may vary over time depending on how the website is maintained.

3. Types of Cookies That May Be Used

The website may use strictly necessary cookies, functional cookies, and analytics cookies. Strictly necessary cookies support core site operation, such as page delivery, security-related processes, language continuity, or session handling. Functional cookies may remember settings selected by the user, including interface or cookie preferences where such features are available. Analytics cookies may collect information about general website usage, such as page views, navigation paths, device type, browser type, or approximate usage patterns, in order to help the website operator understand how pages are accessed and read. Singapore guidance notes that not all cookies collect personal data, and gives session cookies as one example of cookies that may only collect and store technical data without identifying an individual.

4. Cookies and Personal Data

Whether a cookie involves personal data depends on the context and on the type of information collected or linked to the cookie. If cookie-related data can identify a person directly or indirectly, or can reasonably be associated with other information that identifies a person, the handling of that data is subject to the applicable data protection framework. Singapore guidance explains that cookies can potentially collect personal data, and organisations should take a balanced approach to consent and notice in relation to such use. For that reason, this website describes cookie use in this policy and refers to the Privacy Policy where cookie-related information is linked to personal data.

5. Duration and Storage

Cookie duration depends on the type and function of the cookie. Session cookies generally remain active only while the browser session is open and are usually deleted when the session ends. Persistent cookies may remain on the device for a defined period so that the website can remember a setting or assist with technical continuity over time. The retention period may differ depending on whether the cookie is used for functionality, security, preference storage, or analytics. The website operator may review and adjust technical settings from time to time, and exact durations may therefore change as the technical configuration develops. Where cookie-related data is linked to personal data, the website seeks to retain such data only for as long as reasonably necessary for the stated purposes, consistent with retention limitation principles under Singapore data protection guidance.

6. Notice and User Choices

Visitors may manage cookies through their browser settings. Most browsers allow users to block cookies, delete cookies that have already been stored, or configure the browser to notify the user before a cookie is placed. If the website provides an on-site preferences tool, that tool may also be used to manage available cookie settings. Restricting certain cookies may affect technical aspects of the site, particularly those linked to session continuity or saved preferences. Where cookies are connected with personal data, this policy and the Privacy Policy are intended to provide notice of the purposes and context of such handling. Singapore data protection guidance states that organisations should notify individuals of purposes and handle personal data in a manner consistent with those purposes.

7. Analytics and Website Measurement

If analytics tools are used on the website, they may collect technical information such as browser type, device type, viewed pages, page timing, navigation sequence, or general referral information. This information may be used to review traffic patterns, page structure, content visibility, and technical performance. Analytics use on this website is limited to general operational understanding and site administration. The website does not state that analytics are used for personalised advertising based on interaction with video advertising. Where analytics data is linked to personal data, it is handled according to the Privacy Policy and retained only for as long as reasonably necessary for the stated purposes. Singapore guidance on selected topics also notes that organisations should establish policies and practices when retaining personal data for analytics and should consider retention periods and anonymisation where appropriate.

8. Relationship to Electronic Communications

Cookies are separate from direct communications sent through the contact form or by email. The use of cookies on this website is not a substitute for consent to send commercial messages, and cookies are not described here as a tool for unsolicited electronic marketing. Singapore’s Spam Control Act 2007 provides for the control of unsolicited commercial communications sent in bulk by electronic mail or by text or multimedia messaging. The Electronic Transactions Act 2010 provides a legal framework for the security and use of electronic transactions and related electronic records. These laws form part of the broader legal context in which the website operates, although this policy is limited to cookies and similar technologies.

9. Updates to This Policy

This Cookie Policy may be revised from time to time to reflect technical updates, changes to the operation of the website, or changes to how cookies and similar technologies are described on the site. The date shown at the beginning of this policy indicates when the current version was last updated. Visitors may review this page periodically to read the current version of the policy.